The final trading session of 2025 delivered a fitting conclusion to one of the most volatile years for bonds in recent memory, with Treasury yields reversing course Wednesday morning and climbing sharply higher after initial jobless claims data came in stronger than expected. The 10-year Treasury yield rose more than 3 basis points to finish […]
Category: Personal Finance
Why small-cap value stocks offer 50% upside as Russell 2000 trades at steepest discount to large-caps in two decades
The extraordinary valuation disparity between mega-cap technology stocks trading at 35 times earnings and small-cap value companies averaging 12 times earnings has created the widest spread since the dotcom bubble peak, presenting conservative contrarian investors with generational opportunity to accumulate quality businesses at prices not seen since the 2008 financial crisis aftermath. The Russell 2000 […]
Beyond stocks and bonds: Seven alternative investments providing portfolio diversification as traditional 60/40 allocation fails
The traditional 60% stock and 40% bond portfolio allocation that dominated investment advice for decades suffered its worst performance since the Great Depression during 2022 when both asset classes declined simultaneously, violating the negative correlation assumption underlying balanced portfolio theory. The 2025 environment where stocks trade at extreme valuations while bonds yield barely above inflation […]
Final 8 days to slash 2025 taxes through harvesting losses, maximizing retirement contributions, and implementing charitable strategies
The final trading week of 2025 represents last opportunity for taxpayers to implement strategies reducing 2025 liability or deferring income into 2026 when potentially lower tax rates or changed personal circumstances could produce superior after-tax outcomes. Conservative tax planners emphasize that year-end deadline creates artificial urgency forcing decisions within compressed timeframe, yet the genuine tax […]
Five crucial money moves to make before 2026 as economic uncertainty threatens your financial security
The convergence of persistent inflation, volatile markets, and political uncertainty heading into 2026 creates urgent imperative for Americans to reassess their financial positions before year-end. Conservative financial advisors warn that the next 17 days represent critical window to implement strategies that could save thousands in taxes, protect wealth from market corrections, and position portfolios for […]
Markets claw back losses in Friday relief rally as Bitcoin crashes below $87,000, tech stocks remain fragile heading into holiday week
Wall Street staged a modest recovery Friday, November 21, erasing some of the week’s brutal losses as investors bet that Federal Reserve officials might still cut rates in December despite persistent inflation concerns. The S&P 500 rose 0.98% to 6,602.99, while the Nasdaq Composite climbed 0.88% to 22,273.08 and the Dow Jones Industrial Average gained […]
Nvidia earnings beat expectations but stock craters 5% as investors dump AI names, S&P 500 extends losing streak to fifth day
Wall Street suffered its fifth consecutive decline Wednesday, November 19, 2025, as Nvidia’s much-anticipated earnings report failed to provide the catalyst bulls hoped would end the technology sector’s brutal selloff. The Dow Jones Industrial Average shed 1.1% or 498.50 points to finish at 46,091.74 points, while the S&P 500 declined 0.8% or 55.09 points to […]
Tech meltdown extends to fourth straight day as Nvidia plunges 2.8% ahead of earnings, S&P 500 breaches 50-day moving average
Wall Street suffered its fourth consecutive decline Monday, November 17, as investors fled technology stocks ahead of Nvidia’s critical earnings report Wednesday and delayed employment data that could determine whether the Federal Reserve cuts rates in December. The Dow Jones Industrial Average lost 557.24 points, or 1.18%, to close at 46,590.24, while the S&P 500 […]
Markets dodge worst-case scenario as tech recovers from early plunge, S&P 500 ends Friday nearly flat
Wall Street experienced extreme intraday volatility Friday, November 14, with major indexes plunging more than 1% at the open before recovering most losses by the closing bell as dip-buyers emerged to prevent what could have been the market’s worst week since the April tariff meltdown. After starting Friday with a sharp drop of 1.3%, the […]
Tech wreck intensifies as Fed rate cut doubts trigger worst day since October, S&P 500 plunges 1.7%
Wall Street suffered its worst selloff in more than a month Thursday, November 13, 2025, as hawkish comments from Federal Reserve officials combined with mounting concerns about artificial intelligence valuations to trigger heavy selling across technology sectors. The Dow fell 798 points, or 1.65%, the broader S&P 500 fell 1.66% and the tech-heavy Nasdaq Composite […]